Chapter 13 Bankruptcy Attorney in Sugar Land & Missouri City, TX
For over two decades, my law firm has helped individuals restructure their debt through Chapter 13 Bankruptcy. Call today to discuss how I can help you create a manageable repayment plan.
EXPERIENCED CHAPTER 13 BANKRUPTCY LAW SERVICES IN SUGAR LAND & MISSOURI CITY, TEXAS
If you’re considering a way out of debt, Chapter 13 Bankruptcy may be your solution. This process allows you to reorganize your debt and create a manageable repayment plan. While debt consolidation and settlement can be options, they have their limitations. In debt settlement, you or your advisor negotiate with creditors to pay less than the total amount owed. However, it’s important to keep the following in mind:
Creditors are not obligated to negotiate or settle with you, and you can’t legally force them to do so.
Even after negotiating, creditors may still pursue legal action to collect the remaining balance.
You could continue to accrue late fees and interest during negotiations.
An experienced bankruptcy attorney, like Jesse Aguinaga, can safeguard your interests, especially if you’re facing lawsuits from creditors. Filing for Chapter 13 Bankruptcy provides the added benefit of federal court protection from creditors.
At the Law Firm of Jesse Aguinaga, we prioritize ensuring you’re fully informed about your options and how they apply to your specific situation. Our firm has been successfully guiding clients through bankruptcy law for years in Sugar Land, Texas.
Jesse also speaks Spanish/Jesse Tambien habla español
HOW DOES CHAPTER 13 BANKRUPTCY WORK?
Debts such as medical bills, car loans, and even credit card balances can be reorganized into a single, manageable monthly payment under Chapter 13 Bankruptcy. Unlike private debt consolidation companies, Chapter 13 is a legal process overseen by the federal bankruptcy court. Once your repayment plan is approved, you make one monthly payment to a trustee, who then distributes the funds to your creditors according to the court-approved plan. When done correctly, this approach can offer meaningful relief and a structured path toward financial stability.
WHY CHOOSE CHAPTER 13 BANKRUPTCY?
Are you facing financial challenges and wondering if Chapter 13 Bankruptcy could provide the relief you need? At Jesse Aguinaga, Attorney at Law, we’re here to walk you through what this process involves and how it may help you regain financial control. If you have questions about managing secured or unsecured debt, stopping creditor actions, or protecting your assets, we’re ready to provide clear, honest guidance.
When you started your business or made personal financial plans, bankruptcy likely wasn’t part of the vision. It’s often misunderstood and unfairly seen as a sign of failure. The reality is that financial hardship can arise from many circumstances—medical expenses, job loss, economic shifts—and Chapter 13 Bankruptcy offers a structured, lawful path toward stability. It isn’t about giving up. It’s about creating a new beginning with a plan that works.
What Our Clients Say About Us
SERVING CLIENTS ACROSS MULTIPLE SECTORS
At Jesse Aguinaga Attorney at Law, we’ve represented businesses across a wide range of industries in Chapter 13 Bankruptcy matters. From funeral homes and restaurants to hardware stores and dairy farms, we understand that every business faces its own set of financial challenges. Each case demands a thoughtful, tailored strategy. With years of experience and a strong grasp of bankruptcy law, we’re prepared to help you protect your business, reorganize your debts, and pursue a more stable financial future.
GET IN TOUCH WITH US!
Jesse Aguinaga Attorney at Law is always on board and available for all your Chapter 13 bankruptcy legal needs. Let us know how we can help you today!